A listing of current promotions from Canadian financial institutions:
Savings and chequing accounts
- Manulife Bank: 3.00% for 2 years in a non-registered Advantage Account opened by October 30, 2026
- Steinbach Credit Union: 4.60% for 4 months in a Promotional Daily Growth Savings Account (new customers only); $300 if you set up a qualifying direct deposit to a personal chequing account (new or existing customers); expires November 2, 2026
- Meridian Credit Union: 4.40% for 6 months on new deposits to a High Interest Savings Account opened by December 31, 2026
- Coast Capital: Up to $600* for opening a chequing account and credit card. Offer ends November 30, 2026. *Conditions apply
- Beem Credit Union (BC only) new deposit promo: 5.00% until October 31, 2026
- Scotiabank: up to 5.00% in your first savings account for the first 3 months
- Simplii Financial new customer promo: 4.60% in a savings account for the first 5 months
- Vancity (BC only): 4.60% (registered accounts) or 4.50% (non-registered accounts) for the first 90 days in a new savings account
- RBC new customers: 4.60% for 3 months in your first RBC High Interest eSavings account if opened before 3pm ET on October 27, 2026
- EQ Bank: 2.75% in Personal Accounts if you set up a qualifying direct deposit
- CIBC: 4.60% in a new eAdvantage savings account for the first 3 months
- BMO: Earn up to $900* cash bonus and a Walmart Delivery Pass Subscription for up to 12 months on a new Chequing and Savings Amplifier Account, and up to 5.00% in the savings account for the first 120 days
- Scotiabank: Earn up to $1000 when you bundle an eligible banking package, savings account, and eligible Credit Card and complete certain qualifying transactions/conditions
- Tangerine Bank new customers: 4.50% savings account interest rate for the first 5 months
Targeted
- Tangerine targeted 3-month new deposit promo for existing customers: 3.90%-4.50% between September 5 and November 30, 2026
- Tangerine targeted 3-month new deposit promo for existing customers: 4.10%-4.25% between August 6 and October 31, 2026
- Simplii Financial targeted 4-month new deposit promo for existing customers: 2.50-3.20% between June 3 and September 30, 2026
GICs
- DUCA Credit Union (Ontario only): 3.85% for an 18-month GIC
- Hubert Financial: 3.90% for an 18-month GIC
- Meridian Credit Union: 3.25% for an 18-month GIC (special promo: 3.70% on new money in an 18-month GIC)
- Oaken Financial: 3.65% for an 18-month GIC
- Wealth One Bank of Canada: 3.90% for an 18-month GIC
- Peoples Trust: 2.90% for a 15-month GIC
- Tangerine Bank: 3.70% for an 18-month GIC
Direct investing brokerages
- TD Direct Investing and TD Easy Trade: up to 2% cash back when transferring in at least $10,000
- Wealthsimple Trade: 1% over 1 year; 2% over 3 years; 3% over 5 years on transfers of at least $25,000
- Qtrade: Earn up to $5,000 in cashback (+$100 quick-pay bonus) when you open and fund a new Qtrade account before January 5, 2027
Cash Back — view all
- BMO: $100 via Interac e-Transfer or $105 Amazon.ca gift card for opening a Performance Chequing Account
- BMO: $100 via Interac e-Transfer or $105 Amazon.ca gift card for opening a Premium Chequing Account
- Scotiabank: $55 via Interac e-Transfer or $60 Amazon.ca gift card for opening a High Interest Savings Account
- Scotiabank: $140 via Interac e-Transfer or $150 Amazon.ca gift card for opening an Ultimate Package Chequing Account
- Scotiabank: $100 via Interac e-Transfer or $105 Amazon.ca gift card for opening a Preferred Package Chequing Account
- Rogers Red World Elite Mastercard: $60 via Interac e-Transfer or $65 Amazon.ca gift card
- Rogers Red Mastercard: $60 via Interac e-Transfer or $65 Amazon.ca gift card
- Simplii Financial No Fee Chequing Account: $65 via Interac e-Transfer or $70 Amazon.ca gift card
- Simplii Financial High Interest Savings Account: $45 via Interac e-Transfer or $50 Amazon.ca gift card
- Tangerine Savings Account: $55 via Interac e-Transfer or $60 Amazon.ca gift card
- Tangerine Chequing Account: $55 via Interac e-Transfer or $60 Amazon.ca gift card
- Tangerine: $75 via Interac e-Transfer or $75 Amazon.ca gift card for opening a Money-Back Credit Card
- Tangerine: $75 via Interac e-Transfer or $75 Amazon.ca gift card for opening a Money-Back World Mastercard
- Tangerine: $125 via Interac e-Transfer or $125 Amazon.ca gift card for opening a Rewards World Elite Mastercard
- Scotiabank: $150 via Interac e-Transfer or $150 Amazon.ca gift card for opening a Momentum Visa Infinite credit card
- Scotiabank: $200 via Interac e-Transfer or $200 Amazon.ca gift card for opening a Gold American Express credit card
- Scotiabank: $150 via Interac e-Transfer or $150 Amazon.ca gift card for opening a Passport Visa Infinite Card
- Scotiabank: $250 via Interac e-Transfer or $275 Amazon.ca gift card for opening a Passport Visa Infinite Privilege Card
- Scotiabank: $75 via Interac e-Transfer or $80 Amazon.ca gift card for opening a Scene+ Visa Card
- Scotiabank: $225 via Interac e-Transfer or $250 Amazon.ca gift card for opening a Platinum American Express credit card
- Scotiabank: $60 via Interac e-Transfer or $65 Amazon.ca gift card for opening a Momentum No-Fee Visa Card
- Borrowell: $5 via Interac e-Transfer for signing up for an account
- Wise: $10 via Interac e-Transfer if you open a new account and create a cross-currency transfer
- See all High Interest Savings Cash Back offers
Are any current promotions missing from this list? Let us know in the forums.
Expired promotions
- Tangerine targeted 3-month new deposit promo for existing customers: 4.15%-4.25% between June 2 and August 31, 2026
- Tangerine targeted 3-month new deposit promo for existing customers: 4.25% between May 5 and July 31, 2026
- Tangerine targeted 3-month new deposit promo for existing customers: 4.25% between April 7 and June 30, 2026
- Coast Capital Savings targeted 3.5-month new deposit promo for existing customers: 4.30% between March 17 and June 30, 2026
- Coast Capital: Up to $650* for opening a chequing account and credit card, plus 3.70% in bonus interest in a savings account until August 31, 2026. Offer ends July 6, 2026. *Conditions apply
- RBC new customers: 4.60% for 3 months in your first RBC High Interest eSavings account if opened before 3pm ET on June 9, 2026
- Simplii Financial targeted 6-month TFSA promo for existing customers: 3.00% when opening a TFSA before May 31, 2026
- Tangerine targeted 3-month new deposit promo for existing customers: 4.10%-4.25% between March 4 and May 31, 2026
- Simplii Financial targeted 3-month new deposit promo for existing customers: 3.00% between March 4 and May 31, 2026
- RBC: targeted 2-month new deposit promo for existing customers: 4.60% in eSavings account between March 3 and April 28, 2026
- Tangerine targeted 3-month new deposit promo for existing customers: 3.75%-4.25% between February 5 and April 30, 2026
- Omnia Direct and WFCU Credit Credit Union: 4.29% for 4 months or 4.60% for 6 months in a new savings account if opened by April 30, 2026
- TD Bank: Up to a 1% transfer bonus after 90 days when transferring in a minimum of $10,000 from another financial institution before April 30, 2026
- Vancity (BC only): 4.80% (registered accounts) or 4.70% (non-registered accounts) on new deposits to a savings account until April 30, 2026
- Coast Capital: Up to $850* for opening a chequing account, savings account, and credit card. Offer ends March 31, 2026. *Conditions apply
- Simplii Financial targeted 4-month new deposit promo for existing customers: 2.30%-3.20% between February 3 and May 31, 2026
- Tangerine targeted 3-month new deposit promo for existing customers: 3.50%-4.20% between January 8 and March 31, 2026
- Neo Financial: Up to $650 in bonus cash (on a $100,000 transfer) on new deposits to a Neo Savings account from an external account before March 22, 2026. Bonus starts at $6.50 for a $1,000 transfer, and funds must be held until July 20, 2026. Registration required.
- EQ Bank: $100-$200 bonus on deposits to registered accounts made by March 2, 2026
- Tangerine targeted 3-month new deposit promo for existing customers: 3.25%-3.70% between December 5, 2025 and February 28, 2026
- TD Bank targeted 4-month new deposit promo for existing customers: 4.90% between October 1, 2025 and January 31, 2026
- Tangerine targeted 3-month new deposit promo for existing customers: 3.00%-3.70% between November 6, 2025 and January 31, 2026
- Simplii Financial targeted 3-month new deposit promo for existing customers: 2.80%-3.40% between November 5, 2025 and January 31, 2026
- RBC new customers: 4.60% for 3 months in your first RBC High Interest eSavings account if opened before 3pm ET on January 27, 2026
- Vancity (BC only): 4.75% on new deposits to a savings account until December 31, 2025
- Coast Capital: Up to $600 for opening a chequing account and credit card; 3.70% bonus interest rate in a new savings account. Offer ends January 5, 2026.
- Vancity (BC only): 3.55% on new deposits to a 15-month GIC until December 31, 2025
- Steinbach Credit Union: 4.60% for the first 4 months on new deposits to a savings account
- Meridian Credit Union: 4.70% for the first 4 months in a new savings account opened by December 15, 2025, both registered and non-registered
- Beem Credit Union (BC only): 4.75% on new deposits to a savings account until November 30, 2025
- Manulife Bank: 4.50% (previously 4.75%) for 120 days in a new, non-registered Advantage Account opened between September 10 and November 21, 2025
- Vancity (BC only): 4.75% on new deposits to a savings account until October 31, 2025
- RBC new customers: 4.70% for 3 months in your first RBC High Interest eSavings account if opened before 3pm ET on October 29, 2025
- Simplii Financial targeted 2-month new deposit promo for existing customers: 3.60% between August 7 and September 30, 2025
- Tangerine targeted 3-month new deposit promo for existing customers: 3.50%-3.65% between June 6 and August 31, 2025
- RBC new customers: 4.70% for 3 months in your first RBC High Interest eSavings account if opened before 3pm ET on July 30, 2025
- Vancity: 4.85% in a savings account until July 31, 2025
- Tangerine targeted 3-month new deposit promo for existing customers: 3.75%-4.00% between May 6 and July 31, 2025
- Oaken Financial: 4.00% for a 2-year GIC if opened by July 16, 2025
- Omnia Direct (Ontario only): 4.50% for 4 months in a new savings account
- Tangerine targeted 3-month new deposit promo for existing customers: 3.75%-4.15% between April 3 and June 30, 2025
- Coast Capital: Up to $500 for opening a chequing account and credit card; 5.00% bonus interest rate in a new savings account. Offer ends June 30, 2025.
- Simplii Financial targeted 4-month new deposit promo for existing customers: 2.25%-3.75% between March 4 and June 30, 2025
- Meridian Credit Union: 4.80% for the first 4 months in a new savings account, both registered and non-registered
- RBC new customers: 4.70% for 3 months in your first RBC High Interest eSavings account if opened before 3pm ET on June 3, 2025
- Tangerine targeted 3-month new deposit promo for existing customers: 3.75%-4.00% between March 6 and May 31, 2025
- CIBC: 5.00% in a new eAdvantage savings account for the first 4 months
- Motive Financial new customers: 4.75% (formerly 5.35% and 5.75%) in a savings account for the first 120 days
- Coast Capital Savings: up to $500 for opening a chequing account and credit card; 5.00% bonus interest rate in a new savings account until April 30, 2025 if you open an account by March 31, 2025
- RBC new customers: 4.95% for 3 months in your first RBC High Interest eSavings account if opened before 3pm ET on March 10, 2025
- Manulife Bank: 4.70% (formerly 4.80%) new deposit promo between December 12, 2024 and April 30, 2025
- EQ Bank: 2% match on new deposits made to TFSA, FHSA, or RSP accounts by February 28, 2025.
- Tangerine targeted 3-month new deposit promo for existing customers: 5.00% between December 4, 2024 and February 28, 2025
- Simplii Financial targeted 3.5-month new deposit promo for existing customers: 3.50%-5.25% between November 19, 2024 and February 28, 2025
- Meridian Credit Union: 4.90% (formerly 5.20% and 5.50%) for the first 4 months in a new savings account, both registered and non-registered
- Motive Financial: 4.00% (formerly 4.25% and 4.75%) for a 120-day non-registered GIC, new deposits only
- Tangerine targeted 3-month new deposit promo for existing customers: 5.35% between October 3 and December 31, 2024
- Tangerine targeted 3-month new deposit promo for existing customers: 5.10% to 5.35% between September 5 and November 30, 2024
- Vancity: 5.00% in a savings account until November 20, 2024
- Manulife Bank: 4.95% (formerly 5.25%) new deposit promo between August 8 to December 6, 2024 (requires an advisor)
- DUCA Credit Union (Ontario only): 5.25% on new deposits to an Earn More Savings Account between August 21 and November 18, 2024, then 4.00% until February 28, 2025
- DUCA Credit Union (Ontario only): 5.15% for a 6-month GIC
- Simplii Financial targeted 4.5-month new deposit promo for existing customers: 5.50% between July 31 and November 15, 2024
- Tangerine targeted 3-month new deposit promo for existing customers: 5.35% or 5.50% between August 7 and October 31, 2024
- Omnia Direct (Ontario only): 5.55% for 4 months in a new savings account opened by September 9, 2024
- Tangerine targeted 5-month new deposit promo for existing customers: 5.25% or 5.50% between April 3 and August 31, 2024
- Motive Financial: 5.50% for a 120-day non-registered GIC, new deposits only
- Tangerine targeted 5-month new deposit promo for existing customers: 4.00%, 4.25%, or 4.75% between March 5 and July 31, 2024
- Simplii Financial targeted 3-month new deposit promo for existing customers: 5.50% or 5.75% between April 11 and July 15, 2024
- Vancity (BC only) 5.50% new deposit promo for new and existing customers in a Jumpstart High Interest Savings account between April 9 and July 9, 2024
- Parama Credit Union (Ontario only): 5.30% for a non-redeemable 1-year GIC on new money, minimum $10,000 deposit
- Coast Capital 6.00% new deposit promo for new and existing customers in High-Interest Savings Account between March 13 and June 30, 2024
- Tangerine targeted 5-month new deposit promo for existing customers: 5.25% or 5.50% between February 8 and June 30, 2024
- Manulife Bank: 5.50% (formerly 5.75%) for 120 days in a new, non-registered Advantage Account opened between March 19 and June 7, 2024
- Tangerine targeted 5-month new deposit promo for existing customers: 5.25% or 5.75% between January 4 and May 31, 2024
- Manulife Bank 5-month new deposit promo for TFSA and RRSP accounts only: 5.50% between December 1, 2023 and April 30, 2024
- Tangerine targeted 5-month new deposit promo for existing customers: 5.50% or 6.00% between December 5, 2023 and April 30, 2024
- Meridian Credit Union: 5.75% for the first 5 months in a new savings account, both registered and non-registered
- Simplii Financial targeted 4-month new deposit promo for TFSA and RRSP accounts only: 5.50% between December 1, 2023 and March 31, 2024
- Simplii Financial targeted 3-month new deposit promo for existing customers: 5.50% between January 9 and March 31, 2024
- DUCA Credit Union (Ontario only): 6.00% on new deposits to an Earn More Savings Account between March 15 and June 30, 2024. Promo closed to new deposits on March 27.
- DUCA Credit Union (Ontario only): 5.50% (formerly 5.75% and 6.25%) on new deposits to an Earn More Savings Account until March 14, 2024
- HSBC new deposit promo until January 12, 2024: 5.85% on balances up to $24,999; 6.35% on balances of $25,000 or higher
Promotions archive: 2014-2017 | 2018-2019 | 2020-2021 | 2022-2023